:root{--black:#000000;--white:#ffffff;--slate:#4A4A4A;--gold:#FDB813;}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:'Open Sans',system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--slate);background:var(--white)}
a{text-decoration:none;color:inherit}
.container{max-width:1120px;margin:0 auto;padding:0 20px}
.header{position:sticky;top:0;background:#fff;border-bottom:1px solid #eee;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0}
.nav-links{display:flex;gap:16px;align-items:center}
.nav .cta{background:var(--black);color:#fff;padding:10px 16px;border-radius:8px;border:2px solid var(--black);font-weight:700}
.nav .cta:hover{background:var(--gold);border-color:var(--gold);color:var(--black)}
.logo{display:flex;align-items:center;gap:12px}
.logo img{height:40px;width:auto}
.hero{padding:72px 0 40px;background:linear-gradient(180deg,#fff 0%, #f7f7f7 100%)}
h1{font-family:'Montserrat',Arial,sans-serif;color:#111;margin:0 0 12px;font-size:clamp(28px,4vw,44px)}
h2{font-family:'Montserrat',Arial,sans-serif;color:#111;margin:0 0 12px;font-size:clamp(22px,3vw,32px)}
p.lead{font-size:18px;max-width:720px}
.actions{display:flex;gap:12px;margin-top:18px;flex-wrap:wrap}
.btn{display:inline-block;padding:12px 18px;border-radius:10px;font-weight:700;border:2px solid var(--black);}
.btn.primary{background:var(--black);color:#fff}
.btn.primary:hover{background:var(--gold);border-color:var(--gold);color:#111}
.btn.ghost{background:#fff;color:#111}
.split{display:grid;grid-template-columns:1fr;gap:20px;margin-top:28px}
@media(min-width:900px){.split{grid-template-columns:1.25fr 1fr}}
.card-grid{display:grid;grid-template-columns:1fr;gap:16px}
@media(min-width:800px){.card-grid{grid-template-columns:1fr 1fr}}
.card{border:1px solid #eee;border-radius:14px;padding:18px;background:#fff}
.badge{display:inline-block;background:#111;color:#fff;padding:4px 10px;border-radius:999px;font-size:12px;margin-bottom:10px}
.section{padding:56px 0}
.value-props{display:grid;grid-template-columns:1fr;gap:14px}
@media(min-width:900px){.value-props{grid-template-columns:repeat(4,1fr)}}
.prop{padding:18px;border:1px solid #eee;border-radius:12px;background:#fff}
.form{display:grid;gap:12px}
input,select,textarea{width:100%;padding:12px;border:1px solid #ddd;border-radius:10px;font-size:16px}
label{font-weight:600;font-size:14px;color:#111}
small.help{color:#666}
.footer{padding:28px 0;border-top:1px solid #eee;background:#fff}
.notice{font-size:12px;color:#666}
hr{border:0;border-top:1px solid #eee;margin:24px 0}